Insurance and Risk Management. Reimagined — Entrepreneurial, End-to-End and Built for What’s Next.
HAP Risk is an independent, forward-looking insurance broker and risk consultancy serving the DACH and CEE markets. We bring the strength of a well-connected network together with the energy and ambition of a younger, more agile company.
For Brokers & Entrepreneurs
Growth, succession, equity. A platform for people who aren’t done yet.
For Clients
Sophisticated risk and insurance solutions. Tailored, personal and always focused on what‘s ahead.
Careers & Talent
A career where entrepreneurial thinking, real responsibility, and your own development actually count.
Why HAP Risk
We’re more than a broker. We’re entrepreneurs, partners, and innovators. We combine the stability and reach of an established market player with the energy and creative drive of a start-up. That’s what makes us the right partner for brokers, clients, and professionals who don’t just want to keep pace with the future but want to help shape it.

Entrepreneurial & Independent
We think and act like business owners, because that’s what we are. Our independence means we’re always free to find the solution that genuinely works best for our partners and clients. Not the easiest one. The right one.

Partnership & Sustainability
We invest in relationships, not transactions. Long-term, trust-based partnerships are at the heart of everything we do. Your success is our success and together we create something that endures.

Technology & Innovation
We use state-of-the-art technology and analytics to assess risk with precision and to build insurance solutions that are as sharp as they are effective.
